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Atome - Buy Now, Pay Later

Atome - Buy Now, Pay Later


Atome - Buy Now, Pay Later

 BUY NOW, PAY LATER 

Love it. Own it. Pay later.

Make payments easier and more affordable with 3x split payments,
0% interest.

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If you haven't already, do scan this QR code to install the Atome app.
You may fill-up the necessary details for ease of use afterwards.

First-time users are entitled for a RM15 off when you complete the purchase via app! *min spend RM50

 How to Buy Now, Pay Later with Atome? 

1. SELECT ATOME

Once you are done filling in your personal and shipping info, select Atome as your payment method and proceed to place your order.

atome page 2 final.png

2. PAY VIA ATOME APP

You will be redirected to Atome's page to complete the payment process. Please click the 'pay using app' option on mobile, or scan QR code to pay using app on desktop. 

This is the mobile layout:

atome page 3 final.png

Lastly, confirm your purchase and you are good to go!  ðŸ˜

atome page 4 final.png

Additional steps if you haven't set up your Atome account beforehand:

3. CREATE AN ACCOUNT

If it is your first time using Atome, you will be required to create an account. You will also be required to upload an image of your ID/IC for verification purposes.

4. ADD CREDIT/DEBIT CARDS
Add a Credit/Debit card to your Atome account to start splitting your purchases into 3 monthly payments.


 TAKE FULL CONTROL WITH ATOME APP 


DOWNLOAD THE ATOME APP
Get a RM15 voucher (min. spend RM50) to be used on your first purchase by downloading the Atome app. You can download the Atome app on both iOS App Store and Google Play Store.

CHECK BILLS
Check the status of your payment schedule under “Bills” in our app. You’ll also be informed when your payment cycle is complete. That’s it!

Atome Logo

 FAQs 

Why Atome?
We call this 💪 empowered shopping. You’re in control.
💵 Stretch your dollar and manage your spending at your fingertips
🙅‍♀️ No interest charges or hidden fees, ever (*Admin fee applies to re-activate suspended accounts)
🌴 Account setup is a breeze
 Track payments anytime from your mobile app🛍️ Shop at 3,000+ retailers across the region, online or in-store

Can I use a debit card using Atome?
Yes, Both debit and credit cards are accepted payment methods for Buy Now, Pay Later on Atome. Making it more easier and affordable for everyone to make installment purchases both online & offline!

Do I need to pay a fee for using Buy Now, Pay Later on Atome?
No. Atome is a free service. There is no hidden charges or interest for using Buy Now, Pay Later provided that you pay all your installments on time.

What are the late payment interest fees?
If you miss an installment payment, you will be charged with an administration fee of RM50 after the second day. If you still didn't manage to pay the installments within 7 days, you will be charged an additional RM25. Plus, your account may be frozen until the outstanding balance has been cleared.

Am I eligible to use Buy Now, Pay Later on Atome?
To be eligible for the Atome service, you must:

- Be aged 18 years and above
- Have a valid Malaysian IC
- Have a valid mobile number registered under your name.
- Own a debit or credit card

Where can I learn more about Atome?
For more information on Atome, please visit their website at www.atome.my or click here for their consumer help guide. If you have any further questions regarding their services, please email them at [email protected].



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